Services for Families
Robust family financial planning is a must to provide your family with the financial protection they need, as well as helping you plan for your long-term goals, like saving for your children’s education or your retirement years.
If you transfer money without values, that money will be lost in the second or third generation. Our estate planning process connects your money with your values, so your children become stewards of your wealth — and not just beneficiaries.
Life Insurance
Estate Planning
YOUR NEEDS
We help business owners, professionals and families identify their financial needs.
INDEPENDENT ADVICE
Unbiased, independent advice that optimizes tax efficiency.
SUPPORT
Prompt, accessible and outstanding support to our clients.
FINANCIAL SUCCESS
We’ll guide you on your journey to financial success with proven solutions.
Protect your family from the unexpected. When we look at making sure your family is protected, we evaluate your disability insurance, critical illness insurance and life insurance.
Disability insurance provides you with an income stream if you were to become disabled. Critical illness insurance provides you with a lump sum deposit if you were to be diagnosed with cancer, heart attack or stroke.
Life insurance provides a tax-free safety net for your family if you were to die. You can choose to buy term or whole life insurance for both yourself and your spouse. Term life insurance is easier to get and less expensive upfront. In contrast, whole life insurance provides protection for your entire life, and you can use it to accumulate cash value on a tax-deferred basis. We’ll talk to you about what makes the most sense for your unique situation.
We’ll set up a plan to ensure you’re all set for retirement. We can help you make the most of any retirement savings plans your employer offers. In addition, we’ll explain the differences in using a TFSA vs an RRSP to save for retirement and which approach is best for you.
