David Cohen & Associates

Providing Financial Clarity to Business Owners, Doctors and Dentists.


Wealthy Canadians may lose a significant percentage of their life’s earnings to taxes. Our firm guides you through an effective process so that you can keep more of your money in your family.


We help business owners, professionals and families identify their financial needs.


Unbiased, independent advice that optimizes tax efficiency.


Prompt, accessible and outstanding support to our clients. 


We’ll guide you on your journey to financial success with proven solutions.

You have a successful business but do you have time to optimize your tax efficiency?

 There’s plenty that we can help you with when it comes to corporate retained earnings. We can help you put this money to work for: 

  • Tax efficiency
  • Business succession planning
  • Estate Planning
  • Using insurance as an alternative investment for retirement planning and lifestyle enhancement

We remove the overwhelm and confusion and coordinate with your accountant and professional advisors to minimize your tax burden. 

We provide sincere and honest advice to achieve optimal tax efficiency.  We have been helping successful business owners like you for over 2 decades. 

Let’s start a conversation today. 



David Cohen & Associates

Established in 1997 as an independent practice focusing on Insurance and strategic investment planning for individuals, professionals and corporations.

We bring ideas to people who want to explore all available financial avenues. Our passion is in working with clients who work for themselves- business owners and incorporated professionals. We take the time to understand what is most important to you and your business.

Business Owners

As a business owner, tax planning is essential to your future success! Tax planning can help you minimize your tax burden and maximize your financial returns.

Retirement Planning

Retirement planning can be a complex process for us all, but if you are a business owner, doctor or dentist it can get even more complicated, due to the various factors and circumstances that you have to take into consideration.
We help you retire with confidence and in the best way possible


All your hard work has finally paid off, and you’re a practicing doctor! With your focus on your patients, you may have never put much time into planning, but you must do so to protect your financial health.

Insurance Planning

For business owners, making sure your business is financially protected can be overwhelming. Business owners face a unique set of challenges when it comes to managing risk. Insurance can play an important role when it comes to reducing the financial impact on your business in the case of uncontrollable events such as disability, critical illness or loss of a key shareholder or employee.


Being precise and careful is vital to your professional success as a dentist. And the same thing applies to your financial success! We can put together an optimized plan that lets you be ready for today and plan for tomorrow.

Estate Planning

Estate planning means making a plan that ensures that your assets are distributed as you see fit when you die.

Good estate planning not only helps ensure that your property is distributed appropriately – it can also help minimize taxes and legal fees.

Meet David Cohen

Strategic Financial Advisor

With over his twenty years in the insurance industry, David has observed a gap between how entrepreneurs want to plan and work, and how insurance solutions are typically sold. As an entrepreneur and investor himself, he fills this gap by applying his business owner’s lens in his role as an advisor. By asking questions to first understand their business, he identifies opportunities to implement financial planning strategies that won’t disrupt the flow of their operations. He has a loyal network of Accountants, Doctors, Professionals, and High Net Worth clients who look to him for advice regarding how insurance solutions may help them achieve their goals.

Financial Affiliations